SUPER JUMBO RESIDENTIAL LOANS

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$1MILLION AND UP
CLOSE LOANS NATION WIDE
INVESTMENT BANKING MORTGAGE
Only for the Right Borrower, Brokers and Loan Officers that want something Special, Long Term Business Relationship.

Details

• NO MAX LOAN AMOUNT
• PURCHASE & REFINANCE
• CONDO * SECOND HOME
• CONSTRUCTION/PERM
• INVESTMENT PROPERTIES
• REQUIREMENTS
• FULL DOC
• 650 CREDIT MINIMUM
• MAX LTV 80%
• PRODUCT PROFILES
• FIVE YEAR
• 5 year fixed @ 4.50% @ 30 year Amortization with Rolls
• 5 year Arm @ 4.50% @ 30 year Amortization with Rolls
• 30 YEAR FIXED 5% TO 6%
• Depending on Scores, LTV & Reserves.
• LIBOR + 1.50% WITH OPTION SWAP
• Borrower will start at LIBOR PLUS 1.5% on Rate.
• Term – Interest Only.
• Can be extended to any length.

As LIBOR moves Rate will change to 1.5% over LIBOR for month.  Option to lock Rate with Interest Rate Swap – (Over The Counter) – (OTC) -Trade.
Borrower enters agreement and takes position now a Hedge, should Rates lower Borrower pays difference to Bank
Bank also Hedge for Borrower should Rates increase, Bank pays difference .to Borrower.
NOTE;
Transaction is in place for one reason and that is to lock in the rate and hedge against changes in the LIBOR
SUBMISSION PROCEDURES
To submit: Email a Narrative/Scenario – Details Of The Transaction in as much detail as possible and send the attached CIS Form- Point File- Financials Credit Report and most recent Appraisal with the brokers to be paid and the fees. Borrowers & Realtors-we will take application. Mortgage Brokers, Loan Officers, Bankers-Need Full Fannie Mae Point File- Borrower Information- 1003-1008-EXPORT FM 3.0-NO PASSWORDS
(Please put the last name of principal or funding entity in the subject heading and be consistent in all Emails. This is how the deal will be filed)
DISCLAIMER
Certain restrictions apply. Programs for qualified borrowers. Programs Rates Terms and Conditions subject to change without notice.
Please feel free to contact me personally should you have any questions.

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