CD COLLATERAL PROGRAM UP TO 100% + LTV

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BEST PROGRAM ON THE MARKET

“The CD Collateral Loan”

“The CD Collateral Loan Program”, commonly called the “CD PROGRAM”, is an established system of financing that uses traditional banking mechanisms as its fundamental components. The result is a stable structure that procures 100% project financing. Using a well balanced approach, the program provides highly competitive benefits and profits to all participants.

The “No Interest CD Program” is one of the fastest systems for capital loans, using collateral from a third party investor, because the investor provides collateral by means of a “deposit” to purchase a “Certificate of deposit” (CD), the investor is called a “Depositor”. The end result of the transaction is the equivalent of an “interest free” loan (from the point of view of the client) in most cases, where the Client repays only a discounted amount of Capital, with minimal risk and maximum benefit to both the bank and the company.

LOWEST RATES-CLIENT KEEPS CD +$$$$$
NATIONAL & INTERNATIONAL PROJECT FUNDING
WORLDWIDE
LOAN AMOUNTS
$5,000,000 – NO MAX LOAN AMOUNT
NON-RECOURCE  NO PREPAYMENT PENALTY
All Commercial Property Types Considered
Purchase* Construction*Refinance*
Cash-out Refinance (for acquisition or construction of another property only)

REFINERIES, MILLS, ENERGY PROJECTS-WIND FARMS, ETHANOL PLANTS, BIO DIESEL, RENEWABLE ENERGY PLANTS, CASINO’S, MARINAS, RESORTS, COMMERCIAL ACQUISITION & DEVELOPMENT, INCOME PRODUCING PROJECTS.

MAX LTV
90% LTV Purchase/Refinance/Cash-out Refinance
100% Construction (Loan-to-Cost)
LOAN TERMS
30 years fully amortized
PROGRAMS
30 Year Fixed
Adjustable
2.50% to 5.50% over the 90 Day Libor
Existing reports can be used in most cases (i.e. appraisal, phase 1,etc.)
Close in as little as 90 days
REQUIREMENTS
10% of the requested loan amount is required to be deposited in a 24 month face value insured Certificate of Deposit (CD) with designated bank prior to funding. The CD is in the funding entity’s name/Borrower.
The CD is the institutional lender giving your borrower an interest bearing account for the construction period of the project or longer if needed, or for 24 months on permanent financing if not a construction project.
The Institutional lender will collateralize the CD and draw down a line of credit to create the funds needed to finance the projects loan request.
After funding or construction period the borrower can keep the CD or cash it out at current market value at more than original cost.  No payments during construction and while the CD is in place, interest starts to accrue on construction draw downs, payments start once it rolls to perm, or immediately on a perm transactions with no construction component. Construction portion is always quarterly adjustable. Permanent is quarterly adj. as well unless we request fixed which we always can, out to 30 years fixed.
SUBMISSION PROCEDURES
NAME OF PROJECT IN SUBJECT HEADING
Submission procedures are simple; send the projects Executive Summary. (Narrative-tell –me- the- story) and Net Worth Form or Financial Statement POF Statement works best Proof Of Funds.
PROOF OF FUNDS- Proof-Of-Funds (POF) can be a sanitized recent Bank Statement or Tear Sheet. (White-out or Black-out account numbers)