Posted by HardMoney in Opportunity Friday, 13 August o 19:25 1 Comment
WE WILL PURCHASE MTN WITH THE FOLLOWING PROCEDURES IF YOU HAVE SOME FOR SALE.
IF YOU WANT TO CLOSE A DEAL WE ARE LOOKING FOR MTN’S WITH THE FOLLOWING. IF YOU ARE SELLER OR REP OR MANDATE PLEASE SEND US THE IDENTIFIERS AND WE WILL CHECK THE INSTRUMENT THEN WE WILL TAKE IT DOWN IF IT CHECKS OUT.
BANK INSTRUMENT DESCRIPTION:
INSTRUMENTS:(MTN) MEDUIM TERM NOTES (CASH BACKED)
CONDITION : FULLY CASH BACKED – BANK DEBENTURES
CURRENCY : EUROS (€)
CATEGORY : SLIGHTLY SEASONED
TOTAL AMOUNT : XXXX Billion (€00,000,000,000.00)
ROLLS & EXTENSION : ROLLS AND EXTENSIONS BY MUTUAL AGREEMENT
SINGLE TRANCHE : FIVE Hundred Million (€500,000,000,000.00)
CONSULTANT FEES : SPLIT 50%/ 50%
I.S.I.N.#: REQUIRED
CUSIP #: REQUIRED
PROCEDURES:
1. Trade Desks shall communicate to confirm capabilities and agree procedures.
2. Exchange and settlement occurs
3. Fees are remitted.
(1) Buyer sends Letter of Intent (LOI) with banking details, including enlarged copy of Signatories Passport, Client Information Summary, and Master Fee Protection Agreement and Non Solicitation Statement and History of Funds and Corporate Res or whatever else is required.
(2) Seller signs the Letter of Intent (LOI) as read and approved by him, adding his full banking details for the dispatch of the Corporate Invoice, corresponding to the first Tranche of the transaction.
(3) Within one (1) international banking day from the signature by the Seller of this Letter of Intent and the dispatch of the same, signed to the Buyer, the Seller will send Corporate Invoice plus a copy of the Title Page showing beneficial ownership by e-mail:_________ and Fax———- This Corporate Invoice must include: Registration Number, Euro clear Access Code, ISIN#, CUSIP Number, Issuing bank, date of issue, maturity date, complete screening information and other data for authentication and verification of the instruments on the EUROCLEAR External Screen (Brussels). Seller to also provide Buyer with a Proforma Sell Ticket OR Sell Ticket in Buyer’s Name.
(4) Within eight (8) International Banking hours, after receipt of the above referred to Corporate Invoice and Sell Ticket, Buyer will validate and authenticate on EUROCLEAR Screen (Brussels Preferred). Buyer will block the transaction using the blocking codes provided on the Invoice, and will post a Cash Buy Ticket in favor of the Seller for 500m on the EUROCLEAR Screen (Brussels) and settle via Fed Wire, MT 103 or as agreed between Buyer and Seller.
(5) All commissions are paid out through their Paymasters as stipulated in the pay order, on the same day of the settlement of each and every completed tranche.
(6) Upon receipt of the funds via EUROCLEAR settlement or payment by SWIFT MT103 or Fed Wire, the Seller’s bank shall, with eight (8) International Banking hours, immediately deliver the MTN safe keeping receipts via SWIFT MT760. Physical delivery of the actual instruments will be made within seven (7) international banking days to the Buyer’s bank or other such depository designated in the Buyer’s bank delivery instructions.
(7) Following tranches will be executed as agreed by both principals until the agreed amount of MTN is exhausted.
please email identifiers or offer to mtn.cmo.bg.paper@gmail.com
Posted by HardMoney in Guest Articles Tuesday, 27 July o 00:59 No Comments
Here is a great site i found for debt consolidation
check it out.
How much you can save by consolidating debts?
Amount you can pay monthly on your debts.
Is debt consolidation good?
By: Emily Jones
Debt consolidation is favorable for those who’re struggling to manage multiple debts and cannot afford to make several payments each month. Debt consolidation program gives them a way out by which they can replace multiple bills with one low monthly payment and pay off debt with ease. When you consolidate debt, you pay less each month and save thousands of dollars. Check out the 8 benefits of debt consolidation.
5 Ways to pay off debt
There are 5 ways to get rid of debt and lead a stress-free life. But what’s important is that you choose the one that works for you.
1. Interest rate arbitration: This is where you choose an independent third party to negotiate low interest rates with your creditors. So, you can consolidate multiple bills with one low monthly payment. This is also known as loan consolidation. The benefits are:
* Pay less each month
* One monthly payment instead of many
* Credit score improves
2. Debt management: This is where you work with a debt solutions company to help you pay off your debts and create a budget. The benefits are:
* Interest is reduced
* Late fees may be waived off
* Manage multiple bills with ease
3. Debt settlement: This is where you have a settlement company/law firm working with your creditors to lower your payoff amount by 40-60%. With settlement, you have 2 major benefits:
* Creditors reduce interest
* They cut your principal balance
4. Chapter 13 bankruptcy: Chapter 13 is a court monitored debt repayment plan. The benefits are:
* Creditors reduce interest on your debt
* They trim the principal debt balance
* You don’t use your assets to pay off debt
5. Chapter 7 bankruptcy: This is where you hand over your assets to a court-appointed trustee who sells them off and uses the sale proceeds to pay off your debts. With Chapter 7 bankruptcy, you get the following benefits:
* Interest on your debt is lowered
* Principal balance is reduced
However, your credit score takes a hit and it’ll take quite a few years till you actually rebuild your score.
Posted by HardMoney in Hard Money Programs Monday, 26 July o 23:26 No Comments
“The CD Collateral Loan”
“The CD Collateral Loan Program”, commonly called the “CD PROGRAM”, is an established system of financing that uses traditional banking mechanisms as its fundamental components. The result is a stable structure that procures 100% project financing. The program provides highly competitive benefits and profits to all participants.
The “No Interest CD Program” is one of the fastest systems for capital loans, using collateral from a “third party investor” or JV partner, because the investor provides collateral by means of a “deposit” to purchase a “Certificate of deposit” (CD), the investor is called a “Depositor”. The end result of the transaction is the equivalent of an “interest free” loan (from the point of view of the client) in most cases, where the Client repays only a discounted amount of money, with minimal risk and maximum benefit to both the bank and all parties involved.
Posted by HardMoney in Hard Money News Friday, 23 July o 17:10 1 Comment
Sales of previously occupied homes fell in June
and are expected to keep sinking, indicating that the housing markets troubles are likely to drag on the economic recovery.
Sales fell 5.1 percent to a seasonally adjusted annual rate of 5.37 million, the national association of realtors said Thursday.
Since the tax credits expired, the number of people buying homes has fallen sharply, despite lower prices and the lowest mortgage rates in decades.
The situation has been worsened by high unemployment, tight lending standard and rising foreclosures.
Here is the opportunity for investor to step it up and purchase the inventory that is out there.
Let Smart Funding Solutions Inc. help you with all your financing needs.
Give us a call today.
Sincerely, Hard money list
Posted by HardMoney in Hard Money Info Monday, 19 July o 14:45 No Comments
The terms “hard money lender” or “private money lender” are thrown around quite often in the real estate investing world, but you’d be surprised how often these terms are misunderstood and misused. These lenders are often hailed as last minute saviors, or disparaged as usurers, but the fact is that they are merely one of many lending options that may or may not be appropriate for a given loan.
To begin with, we’ll define hard money (or private money) as money borrowed from an individual or extremely small firm, who lend their own capital. Borrowing money from a hard money lender is like borrowing money from your uncle instead of borrowing money from a bank, and as such these loans are entirely subject to that individual’s case by case decisions about a loan, not based on rate sheets or objective loan programs.
This has several implications for hard money loans. First of all, they are extremely expensive; rates typically vary between 12-20% and points typically range from 2-8%. Second, they are extremely fast, due to the small-scale nature of these lending operations. Third, they are conservative with loan-to-value (LTV) ratios, only lending a small fraction of a property’s value. Finally, they are usually short-term, as hard money lenders prefer a high turnover rate so as to continue lending the same limited pool of capital.
So what kind of borrower or scenario would benefit from such a loan?
Generally speaking, hard money loans are only advised for seasoned real estate investors, who know precisely what they’re doing by borrowing hard money. Homeowners, by contrast, are usually not well advised to borrow such expensive, short term loans, as homeowners tend to misunderstand the complexities of such a loan and tend to own their real estate for longer periods.
When is it appropriate to borrow hard money for real estate investing?
There are several advantages to hard money loans, which may justify their use. As mentioned above, hard money lenders are fast and responsive, and can often settle in just a few days, unlike lethargic banks and traditional mortgage lenders. Additionally, they will sometimes lend to borrowers with poor credit or un-documentable income, because they are lending at such a low LTV ratio.
This makes them a good choice for real estate investors who need to close a loan immediately in order to take advantage of a bargain property, or for real estate investors who may not be able to easily prove income. However, they are typically only useful for short term real estate investing, due to balloon terms and their high cost.
Because of their speed and flexibility, hard money loans tend to be a viable option for real estate investors looking for short term renovation or construction financing.
Serious real estate investors need to establish relationships with many different types of lenders, from national banks to neighborhood banks to hard money lenders, depending on the deal at hand. Some deals will require inexpensive, long term financing while other deals will require fast, flexible financing so be sure to establish relationships with all types of lenders, for all the occasions in the real estate investing world.
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